Every day, your payments are grouped together. A sales day (T) runs from 06:00 to 06:00 the next day. After a fixed number of business days (your payout delay), Adyen transfers the total to your bank account.

For example: a company that processes sales on Monday, January 1 and has a payout delay of two business days (T+2), is paid out on Wednesday, January 3.

Your payout delay depends on the currencies you accept, the country or region where the transactions are processed, and the mix of payment methods used.

Your delay is T+2 (two business days) if at least 80% of your transactions are in AUD, CAD, EUR, GBP, NZD, RON, SEK, or USD, and these transactions are processed in the country or region of the applicable currency.

Your delay is longer if you mainly use payment methods with longer settlement times. Ad esempio, American Express ha un tempo di regolamento di 7 giorni. If most of your payments are through American Express, your payout delay is set to T+7.

Adyen continuously monitors your payment method mix and adjusts the payout delay accordingly.

Bank holidays increase your payout delay. If a bank holiday falls on the sales day, the payout day, or any business day in between, the payout is pushed to the next business day.

Note: Weekend days are not business days, so Friday's sales skip the weekend.

Your payout frequency determines how often Adyen pays out to you. The default is daily, meaning each payout contains the sales from one sales day.

You can change your payout frequency to:

It is possible to reduce your payout delay to T+1. This requires approval from Adyen and may take 1–2 weeks to enable. Accelerated payout is subject to an additional fee of 0.02% of payment volume.

Want to check if your payouts match your sales? See How to match your payouts to your sales for a step-by-step guide.

To accelerate or change your payout frequency, contact us at [email protected].